The Osyrs Roadmap

A progression from clarity → automation → autonomy → the future of financial life.

Phase 01

Osyrs Core: The Data Layer

Osyrs begins by understanding your financial reality with precision: real-time insights, predictive modelling and behavioural clarity.

Bank aggregation
Predictive modelling
Behavioural spend analysis
Early projections
Foundational dashboards

“The system learns you.”

Phase 02

Osyrs Pro: Personalised Automation

Intelligence moves from observation to action. Osyrs starts adjusting your financial life automatically and introduces Osyrs Pro, the premium layer where finances and lifestyle merge into one intelligent system.

Dynamic vault allocation
Goal-based corrections
System-driven recommendations
Real-time plan adjustments
Launch of Osyrs Pro

“This is where most budgeting apps stop — Osyrs is only getting started.”

Phase 03

Osyrs Banking: Autonomous Financial Infrastructure

Osyrs becomes a regulated financial institution with intelligent accounts, smart cards and real-time spend enforcement. With an EMI license, Osyrs can finally act on your behalf - blocking, delaying, routing or rebalancing transactions to keep your goals protected and your plan intact. This is where autonomy becomes real.

Intelligent card controls
Real-time spend enforcement
Autonomous rebalancing
Adaptive budget orchestration
Context-aware corrections

“The system begins to act on your behalf.”

Phase 04

Osyrs Invest: Agentic Wealth Management

Osyrs evolves into a fully intelligent wealth engine — monitoring your portfolio, identifying imbalances, reallocating surplus automatically, and keeping your long-term strategy balanced without the manual work.

Intelligent wealth engine
Portfolio monitoring
Identifying imbalances
Automatic surplus reallocation
Long-term strategy balancing

“You set your preferences. Osyrs optimises everything else.”

Phase 05

Osyrs Life: Intelligent Lifestyle Orchestration

Osyrs evolves beyond finance into a fully integrated LifeOS — intelligently planning experiences, optimising spending around your routines, and curating lifestyle opportunities tailored to your preferences, goals, and budget. From calendars to personalised perks, Osyrs becomes the intelligent layer that helps you live better, not just budget better.

Calendar-integrated planning
Intelligent experience curation
Routine-optimised spending
Personalised lifestyle perks
Behavioural life insights

“Osyrs becomes the intelligent layer that helps you live better, not just budget better.”

Phase 06

Osyrs Business: The Operating System for Teams

Osyrs expands into business with intelligent cashflow management, autonomous treasury routing, corporate spend control, and real-time financial insights for modern companies. The same intelligence that powers your personal finances will support teams with clarity, automation, and operational efficiency at scale.

Intelligent cashflow management
Autonomous treasury routing
Corporate spend control
Real-time team insights
Operational efficiency at scale

“Autonomous financial intelligence for modern companies.”