Intelligent spend management
Spend well.
Save more.
Know what's safe to spend. Protect part of your money.
See all your accounts in one place.
How it helps
Everything your
money needs.
Safe to spend
Always know
where you stand.
Safe to spend today
DAILY AMOUNT
Calculated fresh every day.
Not a rough weekly number split into days. Osyrs looks at what you've earned, what's going out and what you've already spent - then works out exactly what's safe right now.
Tell Osyrs what your day looks like and it gets even sharper. It knows how you usually spend - a commute, a coffee, lunch out - and factors that in automatically.
of £265 weekly limit
WEEKLY LIMITS
Your week is protected.
Osyrs works in weekly windows. Your limit resets each week and your spending stays within it automatically.
Spend less than your limit and the surplus goes straight into your reserve - where it earns a yield. Every week you stay on track, your reserve grows.
If you need to go further, you can always override - you just decide where the money comes from and why.
In person
Not available
Online purchases require a reason to proceed.
SMART CATEGORIES
Knows what's good for you.
Some things are always fine - food, transport, your daily life. Others aren't. Osyrs knows the difference and acts accordingly.
If you ever need to override, you can. You just have to own the decision.
AI questions
Talk to your
money.
Ask anything. Osyrs looks across all your accounts and gives you a real answer.
Your commute is the clearest shift. TfL spend was £67 in February - it's £94 this month. That's up 40%.
Grocery spend has risen too. Your average is £73 - the last two weeks were £104.
Together that's about £58 more a month than two months ago.
Features
Built around how you actually live.
Safe to spend
Know your safe weekly amount, always up to date.
Always know where you stand.
Osyrs calculates a safe weekly spending amount based on your real income and upcoming bills. It updates every time you spend - so the number you see is always live.
Advanced control
Want more control?
Add your own rules.
Set limits by category, merchant, or time of day. Your card follows your rules automatically. Most people start without it and add it later.
Family
Everyone gets
their own card.
One plan for the whole household. Each person gets their own Osyrs card and their own safe-to-spend. The admin sees the full picture.
spent this week
58% of £710 family limit
Adam
Admin
£77
of £265
Sarah
Member
£134
of £150
£16 left
James
Member
£45
of £120
Lily
Member
£98
of £100
At limit
Tom
Member
£58
of £75
Pricing
Simple pricing.
No surprises.
No hidden fees. Just pure intelligence. Cancel anytime.
You work hard for it.
You should keep more of it.
Most people don’t know what’s safe to spend. Osyrs changes that.